has the mortgage been reaffirmed Coverage

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has the mortgage been reaffirmed Coverage — What Is Covered

Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies:

• If I Do Not Reaffirm My Mortgage in Chapter 7, Do I Automatically ...
  May 28, 2009 . I have been getting a lot of questions recently about reaffirmation and about the consequences of not reaffirming a mortgage loan. I have .
  http://www.thebklawyer.com/thebkblog/2009/05/28/if-i-do-not-reaffirm-my-mortgage-in-chapter-7-do-i-automatically-lose-title-to-my-house/

• What does it mean to reaffirm a mortgage?
  Askville Question: What does it mean to reaffirm a mortgage? . debt that has been discharged and typically agrees that this reaffirmed debt will .
  http://askville.amazon.com/reaffirm-mortgage/AnswerViewer.do?requestId=2289606

• After bankruptcy: My house payments don't show on my credit report
  May 16, 2011 . We have been current with our first loan since the modification- but have . I still make monthly payments on a mortgage that is not reaffirmed.
  http://robertweed.com/blog/virginia-bankruptcy/after-bankruptcy-my-house-payments-dont-show-on-my-credit-report/

• Can Chapter 7 Debtor Who Did Not Reaffirm Mortgage Walk Away ...
  Can Chapter 7 Debtor Who Did Not Reaffirm Mortgage Walk Away Without . who have been discharged are asking what happens if they stop paying their .
  http://www.bankruptcylawnetwork.com/can-chapter-7-debtor-who-did-not-reffirm-mortgage-walk-away-without-penalty-after-discharge/

• Reaffirming a mortgage can result in a lower credit score
  Mortgage creditors entice bankruptcy debtors to reaffirm mortgages after . debtors who have been discharged are asking what happens if they stop paying their .
  http://www.bankruptcylawnetwork.com/top-3-reasons-not-to-reaffirm-a-mortgage-in-bankruptcy/

You also can purchase the following optional home insurance coverages:

• Do I have to reaffirm my mortgage to keep my home
  When you “reaffirm” a mortgage, you are actually reaffirming the personal . This fourth option has been referred to as a “ride through” or “stay and pay” option.
  http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/do-i-have-to-reaffirm-my-mortgage-to-keep-my-home/

• Home Mortgage Loan Modification and ... - The Bricks Law Group
  Feb 3, 2011 . We have been paying the mortgage still in order to stay, but have not reaffirmed. However, the monthly payment is still too large for us to stay in .
  http://www.brickslaw.com/home-mortgage-loan-modification-bankruptcy-before-filing/

• Loan Modifications and Bankruptcy Summary - The Bricks Law Group
  That loan is not being discharged in the chapter 13 bankruptcy if the debtor . If the debtor had reaffirmed the mortgage in bankruptcy prior to modifying after .
  http://www.brickslaw.com/loan-modifications-and-bankruptcy-summary/

• Do I Have to Pay My Second Mortgage Home Equity Loan After My ...
  May 13, 2011 . I did not file on my 1st home mortgage or my 2nd mortgage - home . for the 2+ yrs I did pay under the assumption it had been reaffirmed?
  http://getoutofdebt.org/27784/do-i-have-to-pay-my-second-mortgage-home-equity-loan-after-my-bankruptcy-julie

• lawyer, Manchee & Manchee, P.C. Dallas, TX Mortgage Deficiencies
  When a potential lender pulls the consumer's credit report it will appear that the mortgage has been reaffirmed, is past due, that the full balance is still owed.
  http://www.mancheelawfirm.com/mortgagedeficiencies.html

• Chapter 7 Debtor Did Not Reaffirm Mortgage - Debt Consolidation Forums
  Aug 18, 2008 . Chapter 7 Debtor Did Not Reaffirm Mortgage - I have a concern about my house. I included my house in my bankruptcy. Bankruptcy has been .
  http://www.debtconsolidationcare.com/bankruptcy-discussion/chapter7-foreclosure.html

• Non Reaffirmed Mortgage Problems
  I have never been late for a payment and I have never missed a payment. They say it is due to the fact that the mortgage was not reaffirmed.
  http://www.expertlaw.com/forums/showthread.php?t=42703

• Program Eligibility
  Feb 8, 2012 . An active bankruptcy; A previous bankruptcy that has not been discharged, or; mortgage debt that has not been reaffirmed following a .
  http://www.restoringstability.org/spv-64.aspx

has the mortgage been reaffirmed Coverage — What Isn't Covered

A standard homeowners policy may not protect you from:

• Mortgage Balance Not Reaffirmed?
  Aug 23, 2011 . If you did not reaffirm your mortgage in your chapter 7 case, what balance . off the rest, which has alrady been discharged in her bankruptcy.
  http://stopcreditor.com/if-i-did-not-reaffirm-my-mortgage/

• A lien holder can be a short sale stopper
  May 4, 2010 . I have three loans on my home. I filed for Chapter 7 bankruptcy and the first and second mortgages have been reaffirmed (meaning, she has .
  http://www.bankrate.com/finance/debt/lien-holder-can-rain-on-a-short-sale.aspx

Questions to Ask Before You Buy has the mortgage been reaffirmed

• Is flood insurance required, and what kind of flood insurance is available?
  

  Consumer Chapter 7
  The lien of the mortgage typically cannot be avoided because in most cases it was . debt that has been discharged and typically agrees that this reaffirmed debt .
  http://law.scu.edu/facwebpage/neustadter/article9/main/commentary/86.html

  Should I Reaffirm My Mortgage in my Chapter 7 Bankruptcy Case ...
  my clients frequently ask me if they should reaffirm the debt owed on their home mortgage when they file a . Do you have to reaffirm your mortgage debt in order to keep your home? Do you . I've Been Sued-Is It Too Late To File Bankruptcy?
  http://centraltexasbankruptcy.com/290/should-i-reaffirm-my-mortgage-in-my-chapter-7-bankruptcy-case

• Is earthquake insurance available?
  

  Can we keep the home if we did not reaffirm the loan during ...
  However, if you are unable to afford the mortgage payments in the . If the case has been closed, it is too late to reaffirm on the note, even if you .
  http://www.lawqa.com/qa/can-we-keep-home-if-we-did-not-reaffirm-loan-during-bankruptcy

  How Does a Reaffirmation Work? « St. Louis Bankruptcy Attorney ...
  We do not recommend reaffirming a second mortgage when the first mortgage has not been reaffirmed. In the case, the mortgage payment cannot be made in .
  http://mobankruptcyblog.com/chapter-7/how-does-a-reaffirmation-work/