hawaii mortgages for lava zone 2 Coverage

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hawaii mortgages for lava zone 2 Coverage — What Is Covered

Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies:

• Lava Zones in Puna
  The Big Island of Hawaii is divided into 9 lava zones. . There is only 3 different lava zones in Puna – Lava zones 1, 2 & 3. . find lenders that will give a home loan or mortgage in lava zone 1 and it is even harder to find a good home insurance .
  http://www.punaguide.com/lava-zones-in-puna.html

• Living on a Volcano
  The Hawaii Islands are the most prominent of a string of about 129 . In South Hawaii you will find Lava Zones 2, 3, and 6 in habitable areas. . Understand that your Lava Zone may limit your ability to obtain home insurance and/or mortgage .
  http://bigislandliving.com/living_on_a_volcano.htm

• Development soars in risky Hawaii lava zones | The Honolulu ...
  Jan 13, 2008 . The program, called the Hawaii Property Insurance Association, now provides more . Banks and mortgage companies require insurance, so the state Legislature in . The growth has been even more dramatic in Lava Zone 2.
  http://the.honoluluadvertiser.com/article/2008/Jan/13/ln/hawaii801130366.html

• FAQ - Lava-Flow Hazard Zones - USGS Hawaiian Volcano ...
  Mar 15, 2012 . An option is to contact the State of Hawai'i Department of Commerce and . rates should go to the respective insurance or mortgage companies. . Why is an area freshly covered by lava designated as Zone 2, while another .
  http://hvo.wr.usgs.gov/hazards/FAQ_LavaFlowHazardZone/P2.html

• Lava Flow Hazard Zones - Wikipedia, the free encyclopedia
  Residents in Zones 1 and 2 can demonstrate most of their area has not seen any lava flow for hundreds of years. . called the Hawaii Property Insurance Association .
  http://en.wikipedia.org/wiki/Lava_Flow_Hazard_Zones

You also can purchase the following optional home insurance coverages:

• Hawaii Real Estate || Hawaiian Island Homes: Lava Hazard Zones
  How to Make Money in Real Estate Investing · Which Mortgage Should I Choose ? . For more information about Hawaii Volcanoes visit the Hawaii Volcanoes . Zone 2, 15-20%, 25-75%, Areas adjacent ot and downslope of active rift zones.
  http://www.hihhilo.com/buy-hawaii-real-estate/9/lava-hazard-zones

• Big Island Real Estate Blog
  The “B” movie effect elevated lava zones to the same level. The thing is, then, as now, buyers focus on privacy, ambiance….and price! In East Hawaii, what they .
  http://www.realestatehawaii.com/JULYBIGISLANDREALESTATEMARKETREPORTBLOG.htm

• POLICIES AND PROCEDURES
  HAWAIIAN HOME LANDS 1—14. PRIVATE ROADWAYS 1—15. ZONING 1—16 . 2 CHAPTER TWO MORTGAGE CREDIT GUIDE 2—1 . potential volcano activity, FHA mortgage insurance is not available in lava flow zones 1 and 2 Areas.
  http://www.fha-home-loans.com/forms/HUD4155-1.doc

• Buying Property on the Big Island of Hawaii - A Beginner's Guide
  Apr 28, 2006 . Some areas of Hawaii can be quite rural (True country living at its . will probably only be able to get a mortgage through a bank in Hawaii. . But since you are in lava zones 1 or 2 you can expect an additional 1% (approx.) .
  http://ezinearticles.com/?Buying-Property-on-the-Big-Island-of-Hawaii---A-Beginners-Guide&id=187267

• The 3000000 lb dynamic blast that tarnished East Hawaii forever ...
  May 23, 2011 . Neutral - My view of East Hawaii remains the same. 14, 70.00% . I live in a section that is Lava Zone 2 . Zones 1 and 2 carry high property insurance rates and higher mortgage rates (when lenders will even look at them!).
  http://www.city-data.com/forum/hawaii/1284758-3-000-000-lb-dynamic-blast-2.html

• Lava Maps Cause Angst on Hawaiian Island | Fox News
  Sep 14, 2009 . And Fannie Mae, the huge backer of home mortgages, recently declared . In the somewhat less dangerous Zone 2, lava has covered 15 to 25 .
  http://www.foxnews.com/story/0,2933,549941,00.html

• Ocean View Parkway, Ocean View HI | MLS# 252027 - Trulia
  Homes ?. Homes; Rentals; Local Info; Advice; Professionals; Mortgages; Advanced Search . Elevation is approximately 3000' in lava zone 2. On the corner .
  http://www.trulia.com/property/3076559990--Ocean-View-Pkwy-Ocean-View-HI-96737

• Lender Referral - Carole A. Fisher, R(S), SFR, NRBA, FORCE
  Lender Referral - Windemere / C and H Properties, Kailua-Kona, Hawaii real estate . Tracy started working as a mortgage loan officer in California as well as . on the Big Island of Hawaii who works with Lava zone 2 located properties.
  http://www.hawaiireosearch.com/Lender_Referral/page_2455510.html

hawaii mortgages for lava zone 2 Coverage — What Isn't Covered

A standard homeowners policy may not protect you from:

• Big Island Real Estate - Search Hawaii Big Island Homes for Sale
  Holualoa 1 & 2 Partition Lots-Makai Sec. Holualoa . Not all parts of the Big Island are considered a part of a Lava zone. In order to . Hawaii Mortgage Basics .
  http://www.myhawaiirealestateonline.com/big-island-real-estate/

• Pacific Isle Lending Group, LLC | Your partner in home buying success
  We have the ability to finance in Lava Zones 1 & 2 for you. . With mortgage rates at the lowest level in U.S. history, you have many . Hawaii Mortgage Rates .
  http://pacificislelending.com/

Questions to Ask Before You Buy hawaii mortgages for lava zone 2

• Is flood insurance required, and what kind of flood insurance is available?
  

  Karen Kline Hilo Hawaii Home Loans Mortgage Products
  Click for The Hawaii Association of Mortgage Brokers . the leading lenders in the industry to provide 1st and 2nd Mortgage Loans. . Lava Zone 1 & 2 Loans .
  http://karenkline.com/products.aspx

  FAQ - Lava-Flow Hazard Zones - USGS Hawaiian Volcano ...
  Mar 15, 2012 . Description of lava-flow hazard zones on the Island of Hawai`i. . permits issued and so much construction allowed in Zones 1 and 2? . How and why is the Lava -Flow Hazard Zone Map used by home insurance or mortgage .
  http://hvo.wr.usgs.gov/hazards/FAQ_LavaFlowHazardZone/

• Is earthquake insurance available?
  

  Announcement 09-19: Miscellaneous Underwriting, Eligibility, and ...
  market fluctuations, and heightened concern about fraud in the mortgage lending process. As a result, Fannie Mae . Hawaiian Lava Zones. New and Updated .
  http://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0919.pdf

  Puna, Hawaii - Wikipedia, the free encyclopedia
  . the Island of Hawai?i into one of 9 different "Lava Zones". . Zone 2 is directly down-slope from this zone.
  http://en.wikipedia.org/wiki/Puna,_Hawaii